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Chair Yellen says community banks play vital role in U.S. Financial System

By Gainey Business Bancorp | Monday, February 5, 2018

Federal Reserve Chair Janet Yellen gave welcoming remarks during the 5th Annual Community Banking in the 21st Century research and policy conference, presented jointly by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS). Yellen discussed the Fed’s recent efforts to ensure that its regulation and supervision of community banks is tailored appropriately to the size, complexity, and role different institutions play in the financial system. She also highlighted the work the Fed, along with other state and federal regulators, is taking to reduce the regulatory burden on community banks and other smaller, less complex institutions.

To view Janet Yellen’s remarks – click here

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National Survey of Community Banks Findings Released

Community Banking in the 21st Century | Research and Policy Conference

By Theme Developer | Monday, February 5, 2018

The Federal Reserve and the Conference of State Bank Supervisors today released the findings from the 2017 National Survey of Community Banks. Survey responses were obtained from 611 community bankers in 37 states, and provide insights into what community bankers are thinking about key issues facing their industry. The survey questions addressed changes in bank lines of business, regulatory compliance, competition and consolidation. The 2017 survey also asked specific questions about small business lending and challenges and opportunities posed by financial technology firms.

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